While the Fair Credit Reporting Act (FCRA) does not explicitly address instant search results provided by databases, recent penalties imposed by the Consumer Financial Protection Bureau (CFPB) has answered this question clearly; instant searches alone are not compliant with the FCRA. If you use background checks to help you make business decisions, it’s important that both you and your background check provider remain in compliance with the FCRA. If you do not comply with the FCRA, you are exposing your business to significant and avoidable litigation risk.
Hiring a new employee can be exciting. It can mean that the business is growing or it can be a relief to fill a critical vacant position. It can also be very risky if the new employee isn't able to perform at the expected level, is intent on defrauding the company, or if the screening process is non-compliant with the applicable regulations. To mitigate this risk, businesses need to perform comprehensive and compliant pre-employment screenings.